|
| |
|
|
 |
|
|
 |
How long does it take to get the work done? |
|
| Most of our work is completed within one to two weeks of signing. There is typically only two days of construction time involved with removing your old roof and installing a new one. Most of the city and county governments in the State of Florida require inspections during the work process. Therefore, depending on where you live, will dictate how quickly you’re new roof is installed. |
|
|
|
|
Do I need to obtain a building permit to have my roof done? |
|
| Yes, you more than likely will. Again, most city and county governments require you or the contractor to purchase a building permit. To put your mind at ease, Cumings will not only pay for your permit, we will pull it for you as well. Each one of our locations employs a full time permit puller. They will ensure that the proper channels take place in pulling your permit, documenting the work appropriately with the property appraiser’s office. What does this do? In most cases, showing you have a new roof will increase your properties value and proves the work was done legally by a licensed contractor. |
|
|
|
|
What if I already pulled my permit and now want a contractor to complete the work? |
|
| This does not propose a problem in most cases. You may just have to be present while the work is being done. |
|
|
|
|
How much money do most contractors require in advance or up-front? |
|
| some require no money down. Some require 20-30% up front. Some local state laws dictate how much a contractor is allowed to accept. |
|
|
|
|
Do they warrantytheir work? |
|
Most Roofing companies offers
a multi year workmanship warranty on their roof replacements.
AAlso, depending on what
type of roofing material you choose, the manufacturer typically
offers a warranty of 25-50 years.
However, we typically do not warranty any “shingle over” or
two layer roofing applications where our new product is installed
over “old” or existing roofing material. These situations are
consulted on a case by case basis. |
|
|
|
|
What kind of roofing materials do they use? |
|
They use only materials that are approved and certified in each state
For example: we use only Class A shingles which all rate in the top ten with Consumer Report Magazine. All of these brands are ASTM / D 3462 and Miami Dade County Approved. They have wind ratings up to 70 mph in states that have high winds and hurricanes |
o Owens Corning
o Elk
o Atlas
o Tamco
o GAF |
|
|
|
|
“My insurance company only gave me this much and all of my estimates are for more money. What are my options?” |
|
| This is not uncommon.
Insurance companies are not perfect and they sometimes make
mistakes. Most roofing contractors will review your
insurance claims paperwork with you and personally negotiate your
fair claim amount with the insurance company. It is called a claim
supplement. In most cases, we can do the work for the amount we
negotiate with your insurance company. These terms are under full
replacement policies. |
|
|
|
|
What are my “out of pocket” costs? |
|
1. The most common is your deductible. This is the amount you have previously agreed upon with your insurance company.
2. You are responsible to pay for any upgrades. These are completely optional. (See the next FAQ below) |
|
|
|
|
“Why would we want to upgrade and what would we upgrade?” |
|
| Your insurance company will pay to make your roof look and protect your home the way it was before the damage. However, since you need a new one anyways, we can show you a few fairly inexpensive ways for you to improve the curb appeal and more importantly the structural integrity of your home. |
|
